A preliminary rate ("quote") is for insurance coverage you select. Certain assumptions may have been made that will influence the quote you receive. A quote is not an offer for insurance, an offer of an insurance contract, nor is it an insurance contract, binder or an application to purchase insurance. The coverage descriptions provided are general descriptions of available coverage and are not a statement of contract. Rates quoted reflect the rates in effect as of the date of this quote and are subject to revision. Your actual premium may vary based upon additional information you provide or we obtain, the coverage and deductibles that you select, any additional underwriting criteria, and removal of any assumptions. We reserves the right to accept, reject, or modify this quote after review of the application and other underwriting information. Applications maybe subject to underwriting approval.